Unit21 Sponsor Bank Operating System enables sponsor banks to onboard, monitor, and manage fintech partners with customizable compliance workflows, shared alert visibility, and scalable oversight tools, ensuring regulatory alignment and operational efficiency across Banking-as-a-Service environments.

Unit21 Risk Data Enrichment centralizes diverse risk signals—IP data, device intelligence, dark web insights, and watchlists—into one platform, enhancing detection accuracy, streamlining investigations, and enabling faster, more informed compliance decisions across financial institutions.

Unit21 Device Intelligence detects and blocks fraud at the device level using persistent fingerprints, smart signals, and real-time rules. It helps financial institutions uncover fraud rings, prevent account takeovers, and reduce false positives without disrupting trusted users.

Unit21 AI Agent automates fraud and AML operations by analyzing alerts, validating matches, and streamlining investigations. It uses purpose-built agents for sanctions, adverse media, transaction monitoring, and due diligence, reducing manual workload and improving accuracy, speed, and regulatory confidence across compliance workflows.

Unit21 AML Transaction Monitoring helps financial institutions detect and report suspicious activity using customizable rules, real-time data analysis, and automated compliance workflows to meet global anti-money laundering regulations efficiently and securely.

Unit21’s Real-Time Payment Fraud Prevention platform detects and blocks fraud instantly using customizable rules and AI. It ingests any data type, applies velocity-based logic, and enables sub-second decisions to stop threats without disrupting legitimate transactions, improving accuracy and reducing false positives.

Unit21 Customer Risk Rating enables financial institutions to assess customer risk dynamically using customizable models, real-time scoring, and integrated workflows, helping teams automate due diligence, improve fraud detection, and maintain transparency in compliance decisions.

Unit21 Real-Time Payment Screening detects and blocks suspicious transactions instantly using customizable rules, enriched data, and AI-powered insights, helping financial institutions prevent fraud across ACH, checks, and account takeovers without disrupting legitimate customer activity.

Unit21’s Fraud Consortium enables financial institutions to collaboratively detect and prevent fraud by sharing real-time fraud labels across a network of banks, fintechs, and credit unions. It uses privacy-preserving technology to alert members about known bad actors without sharing personal data.

Unit21 Regulatory Filing automates the submission of SARs, CTRs, and STRs to FinCEN, FINTRAC, and over 45 countries via goAML. It streamlines compliance with auto-filled templates, real-time status tracking, and deadline reminders, reducing manual effort and ensuring timely, error-free regulatory reporting.

Unit21 Sanction Screening and Monitoring helps financial institutions automate and streamline compliance by screening for sanctions, PEPs, and adverse media using AI-powered filtering, customizable workflows, and real-time monitoring to reduce false positives and regulatory risk.

Unit21 Case Management centralizes fraud and AML investigations, enabling teams to manage alerts, automate workflows, and resolve cases efficiently. It offers customizable queues, link analysis, and QA tools to improve accuracy, reduce manual effort, and ensure compliance across investigative processes.