AI Agent

Unit21 AI Agent is a purpose-built automation solution designed to streamline fraud and AML operations by intelligently reviewing alerts, validating matches, and executing investigative tasks. It enables financial institutions to reduce manual workload by up to 90%, improve accuracy, and accelerate compliance workflows. With prebuilt agents tailored to specific use cases—such as sanctions screening, adverse media, transaction monitoring, and enhanced due diligence—Unit21 AI Agent delivers scalable, explainable, and regulator-friendly automation.

Features

• Prebuilt agents for AML and fraud investigations, including sanctions, adverse media, and transaction monitoring.
• 314(a) Agent for fast validation of FinCEN matches using key identifiers.
• EDD Agent for unified risk views combining account checks, media, and transaction behavior.
• Sanctions Agent to reduce false positives by analyzing names, aliases, and identifiers.
• Adverse Media Agent for automated scanning of reputational and regulatory risks.
• Transaction Monitoring Agent for alert review using historical patterns and rule logic.
• Fraud Agents for detecting ACH anomalies, account compromise, and check fraud.
• Full audit trails and QA/QC workflows for every agent output.

Capabilities

• Automates up to 90% of fraud and AML operational tasks.
• Supports standalone deployment or integration with Unit21’s transaction monitoring and case management.
• Customizable workflows aligned with organizational risk policies.
• Real-time risk assessments with explainable outputs.
• Scalable across teams and jurisdictions with minimal setup.
• Designed for regulatory oversight with transparent logic and documentation.

Benefits

• Significant reduction in manual review time and operational costs.
• Increased accuracy and reduced false positives in compliance workflows.
• Faster alert resolution and improved investigator productivity.
• Enhanced regulatory confidence through explainable AI and audit readiness.
• Seamless integration into existing systems or Unit21’s platform.
• Greater agility to respond to evolving fraud and AML typologies.