Niyo offers zero forex markup cards for international transactions, saving users up to 5% on foreign currency spends.

Goniyo offers a prepaid card and app for blue-collar employees, facilitating easy fund transfers and financial management.

Invest in mutual funds, stocks, and set financial goals via a single app.

Niyo provides financial services for international students, offering zero forex fees and exclusive discounts.

NiyoX offers a 2-in-1 digital savings and investment account with zero balance and commission-free mutual funds.