Niyo provides a range of financial services, primarily focusing on international travel and spending. It offers debit and credit cards with zero forex markup, allowing users to save money on foreign transactions. These cards are issued in partnership with banks like DCB Bank, SBM Bank (India), and Equitas Small Finance Bank.

Key Features

• Zero Forex Markup: No additional markup fees on foreign currency transactions.
• Multi-Currency Support: Spend in 130+ currencies across 180+ countries.
• Complimentary Lounge Access: Available at 1300+ airports abroad with certain spend criteria.
• ATM Fee Refund: Get ATM fees back in the form of Niyo Coins.
• Real-Time Balance Tracking: Monitor your account balance via the Niyo app.
• Card Security: Lock/Unlock cards and reset PINs through the app.
• 24/7 Support: In-app live chat support available.

Benefits

• Cost Savings: Save up to 5% on foreign transactions due to zero markup fees.
• Convenience: Easy account management and real-time support.
• Global Accessibility: Use cards in multiple countries without additional charges.