Niyo offers a range of financial services tailored for international students, focusing on reducing expenses abroad. It provides debit and credit cards with zero forex markup fees, allowing students to save significantly on international transactions. Additionally, Niyo offers scholarships, discounts on educational tests, and other exclusive student perks.

Key Features

• Zero Forex Markup Fees: Niyo debit and credit cards eliminate extra charges on foreign transactions.
• Scholarships: Offers a $2000 scholarship for students starting studies abroad.
• Discounts on Educational Tests: Discounts on GRE, GMAT, TOEFL, and PTE.
• Application Fee Waivers: Waivers for application fees at certain institutions.
• Education Loans: Low-interest loans for education expenses.
• ATM Locator Tool: Helps find nearby ATMs for quick cash access abroad.
• Niyo Coins: Earn rewards for using Niyo services, redeemable for travel perks.
• Free ISIC Card: Provides a free internationally recognized digital student ID card.

Benefits

• Cost Savings: Reduces expenses by up to 5% on every international transaction.
• Convenience: Allows loading INR and spending in 130+ foreign currencies across 180+ countries.
• Rewards Program: Offers exclusive travel perks through Niyo Coins.
• Security:** **Ensures fund safety through partner banks and DICGC insurance.