NiyoX is a digital banking platform that combines a zero-balance savings account with a wealth management suite, allowing users to manage their savings and investments seamlessly. It offers features like high-interest rates, zero forex charges on international transactions, and commission-free mutual fund investments.

Key Features

• Zero Balance Savings Account: No requirement to maintain a minimum balance.
• Zero Commission Mutual Funds: Invest in mutual funds without any commission charges.
• High Interest Rate: Earn up to 7.8% p.a. interest on savings.
• Instant Account Opening: Open an account quickly through the app.
• Comprehensive Wealth Management: Track all investments in one place.
• Customizable Platinum Visa Debit Card: Personalize your debit card.
• Invest the Change Feature: Automatically invest spare change from transactions.
• Zero Forex Markup: No additional charges on international transactions.

Benefits

• Simplified Banking Experience: Easy and intuitive app interface.
• Cost Savings: No maintenance charges or commission fees.
• Increased Earnings: High interest rates and rewards on transactions.
• Convenience: Manage savings and investments in one place.