Tink is a leading European open banking platform that provides cloud-based infrastructure and data products such as account aggregation, payment initiation, data enrichment, and personal finance management, enabling banks, fintechs, and startups to build data-driven financial services.
Vendor
Tink
Company Website
- Risk Signals
API-based open banking risk engine for real-time fraud prevention and settlement risk reduction using account, balance, and transaction data.
- Merchant Information
Enrich transaction data with merchant details, logos, locations, and contact information. Improve customer experience and reduce transaction inquiries for banks.
- Expense Check
Expense Check assesses client affordability using real-time data, enabling lenders to make informed decisions and comply with regulations.
- Account Check
API-based open banking solution for real-time bank account ownership and detail verification, supporting onboarding and payment processes.
- Payouts
API-based open banking solution for instant, secure payouts directly to customer bank accounts across Europe, bypassing card networks.
- Income Check
Income Check instantly verifies applicant income from bank transactions, streamlining loan applications, boosting conversion rates, and reducing fraud for lenders.
- Business Transactions
Access real-time business transaction data from connected bank accounts. Streamline reconciliation, fuel financial analysis, and boost user engagement.
- Variable Recurring Payments
API-based open banking solution for automated, flexible, and secure variable recurring payments directly from customer bank accounts.
- Risk Insights
Risk Insights is a financial risk assessment software leveraging open banking data to help lenders make faster, more informed credit decisions, reducing risk and improving approval rates.
- Loans
Access and analyze users' loan data to improve risk assessment, create personalized offers, and build customer loyalty. Designed for financial institutions.
- Balance Check
Balance Check is a payment solution that uses real-time balance data to maximize payment success, reduce failed payments and fraud, and improve customer retention.
- Pay by Bank
API-based open banking payment solution for direct account-to-account payments across Europe, bypassing card networks and reducing fees.
- Money Manager
Money Manager is a financial management tool suite for banks and financial institutions. It helps improve customer engagement and financial health through personalized coaching and insights.
- Transactions
Access and analyze real-time transaction data from European banks. Streamline financial processes, improve user experiences, and fuel insightful analysis.
- Business Account Check
Instantly verify business bank accounts for faster onboarding, accurate payments, and reduced fraud risk. Streamlines customer setup and enhances user experience.
- Investments
Access and analyze investment and pension data to streamline onboarding, gain holistic financial insights, and personalize wealth advisory services. Designed for financial institutions.
- Data Enrichment
Enrich financial transaction data to create valuable consumer insights, accelerate innovation, and boost customer engagement for financial apps.