Founded in 2019, Lentra is enabling banks in democratising digital lending through its SaaS platform. It empowers banks (& NBFCs) to create custom loan products and enhance customer experiences, through its API-driven modular architecture.
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Lentra
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- Loans Against Property
Improve access to loans against property and boost debt collections minus human intervention with unique API-based systems. Lentra’s API-powered platforms offer a seamless, customer-friendly loan journey from onboarding to collection with tried and tested products that circumvent the most basic bumps in availing and repaying loans against property.
- Education Loans
Lentra’s education loan platform is highly configurable and requires zero training, so you can move over to an intelligent system that’s tailored for you with barely any downtime.
- Vehicle Financing
Drive vehicle financing into the future with a quick switch to Lentra’s AI-driven loan origination and loan management systems. Designed specifically to make the lending process customizable and efficient, our API-based platforms integrate seamlessly with existing set-ups in a way that makes scaling up and improved customer satisfaction a piece of cake.
- Lentra FileX
Enter FileX, a cutting-edge solution designed and developed to be a dedicated document management system that integrates seamlessly with your existing, parent system and takes care of all your document related needs end to end..
- Supply Chain Financing
Empower your clients with the ability to finance short-term credit needs directly or through channel partners. Within minutes, Lentra can help you onboard clients and disburse funds, supported by a back-end platform that routinely reports analyses, maintains balance sheets and registers collections. What’s more, it supports a seamless co-lending module so you can tie up with other financial institutions and offer better, more accessible services.
- Lentra MultiBureau
Simplify and streamline your credit enquiry process with MultiBureau®, Lentra’s state-of-the-art technology that gets you accurate credit scores from all major credit bureaus in just a matter of seconds.
- Personal Loans
Bring instant personal loans within easier reach of your customers via paperless applications and quick, automated disbursals. Lending journeys are made seamless with Lentra’s end-to-end services bringing digital logins, verifications, decisioning, onboarding and collections together on a single screen.
- Lentra VideoPD
When it comes to building relationships, or granting loans, understanding the customer lies at the heart of it. This is where VideoPD (Video Personal Discussion) comes in. Helping you understand customers better by obtaining all necessary information in detail. Video PD enables distanced yet smooth personal discussions before sanctioning a financial product or make recommendations.
- Lentra Cadenz
Cadenz is the market’s first Customer Intelligence Platform that provides enterprises live behaviour intelligence about its customers using its data automatically.
- Working Capital Loans
Offer customizable loan journeys to small and medium enterprises that help boost the economy. With Lentra’s intelligent decisioning and future-ready lending solutions, you can give clients stress-free financial support to sustain their business while keeping yourself covered from unnecessary risks.
- Lentra Lending Cloud
Lentra's lending platform has all the tools, features and integrations you need for KYC and compliance to onboarding, servicing, collections and beyond. Each product in the platform is powerful alone to handle credit risk, decisioning and management, but the real magic happens when you use them together.
- Lentra BREx
Ensure optimal decisioning and better business outcomes with BREx – a decision making tool that helps users evaluate applications. In a world where business is driven by data rules, BREx is an invaluable tool for credit policy designers and underwriters seeking to minimise NPAs. It is a differentiator for banks and delivers a competitive advantage.
- Auto Loans
Upgrade from the tedious, time-consuming process of financing automobile purchases to Lentra’s quick, easy, and 100% digital lending journey. Enjoy faster customer acquisition thanks to quick decisioning, and more secure processes that can increase straight through processing rates. Lentra’s infinitely scalable platform allows you to digitally cover larger markets while spending less on resources, data errors and bureau spends.
- Consumer Durable Loans
Your customers are looking for loans for consumer durable items at the touch of a button. Give them exactly what they want with Lentra’s new-age, specialized lending products that empower you with data-based decisioning, customized rule-backed journeys and high security.
- Business Loans
Slash customer acquisition costs and improve the onboarding process with Lentra's unique business loan journey. Customers can avail loans in minutes through self-serve, assisted or channel partner origination as Lentra orchestrates the APIs to validate identities, check for eligibility, conduct digital verifications and risk assessment. An advanced, full-stack lending platform makes business loans easy to process and track.
- Equipment Finance
Tailor your products to gain maximum leverage among clients looking to finance their equipment. By switching to Lentra’s unique API-based technology, you can improve customer service, radically increase productivity, organize and manage thousands of contracts and smoothly complete end-of-term processing.
- Home Loans
Build a stronger client base by offering quick disbursals of home loans and lending journeys that can be managed on the go. A delicate mix of artificial intelligence and user-friendly interfaces make it possible to extend services for multiple property types, while an intricate network of pre-integrated APIs assess credit scores to shield you from unnecessary risks.
- Lentra GoNoGo
Designed to empower banks and other financial/lending organizations and make them future-ready, GoNoGo transforms digital lending processes with the power of Lentra’s technology and its comprehensive portfolio of products.
- Lentra GoGetr
We live in an age where hardly any sphere of life and work is not touched by automation. The lending environment is no different. But where it’s different is that the lending process lends itself to a high degree of automation to make your business faster, better and more efficient. That’s exactly what GoGetr does, revolutionize your lending ecosystem through automation driven by cutting-edge technology, powered by artificial intelligence.
- Agri-Finance
Empower larger sections of the agricultural community with loans that are accessible from their mobile phones. Using Lentra’s convenient, straightforward and easy-to-use platform, banks and financial institutions can offer loans through self- serve, assisted and channel partner modes to the vast population engaged in farming and agriculture-related sectors.
- Lentra vKYC
Video-based customer identification process (VCIP) with Lentra’s vKYC helps banks with convenient customer on-boarding while complying with RBI guidelines.
- Professional Loans
With just the touch of a finger, take fully automated lending to thousands of professionals across far-reaching geographies. For clients, Lentra brings a unique simplicity to borrowing - simply upload basic details and relevant documents to avail a loan. For financial institutions, all of the credit risk assessments, analytics, decisioning, verifications and loan management is done automatically in seconds.
- Lentra 1LMS
Launch new products quickly and efficiently with Lentra's Loan Management System (1LMS), a highly parameterised configurable system. Additionally also streamline your entire lending process, and manage all your loans, with all loan-based functionalities from a single-screen. It's just the advantage you need to pull ahead of the competition.