Overview

SmartSAFE is DocMagic’s digital eVault platform for control, storage, validation and lifecycle management of eNotes and other electronic loan assets. It provides tamper-evident sealing, automated validation of transferable records, real-time access, and integrations for delivery to investors, registries, and servicers. SmartSAFE supports multiple data formats, offers robust reporting, and is available as scalable SaaS or on-premise deployments to meet lender and investor requirements.

Features and Capabilities

• **Core eVault capabilities: **Secure storage for eNotes and eAssets with tamper-evident seals and authoritative-copy handling, preserving audit trails and asset metadata.
• **Validation & Compliance: **Automatic validation of eNote data and integrity using MISMO-compliant checks prior to funding or transfer, supporting regulatory and investor requirements.
• **eNote lifecycle & MERS integration: **Register or unregister eNotes, transfer location and rights, create eDelivery packages, and interact with MERS eRegistry workflows.
• **Connectivity & APIs: **Robust APIs for integration with LOS platforms, investor systems, servicers, and DocMagic’s eClosing suite, supporting direct eDelivery to partners.
• **Deployment flexibility: **Offered as scalable enterprise SaaS or on-premise deployment to satisfy varied security, governance, and control needs.
• **Asset support & formats: **Supports multiple asset types and formats such as XML eNotes, PDF assets, and MISMO SmartDoc, with options to download, print, and export.
• **Reporting & Audit: **Provides automated reporting and detailed activity logs covering registrations, transfers, eDeliveries, and validation status.
• **User & administration features: **Includes role-based access controls, asset metadata editing, activity logs, and administrative tools for managing authoritative copies and transfers.
• **Integration with DocMagic suite: **Seamlessly integrates with Total eClose, SmartREGISTRY, and related eClosing and eSignature services to support fully digital closing workflows.