Pay Over Time

Kenect Pay Over Time enables businesses to offer flexible installment payment options directly through messaging. The tool helps customers split purchases into manageable payments while giving businesses a simple, automated way to increase conversions, reduce payment friction, and accelerate decision‑making. It supports transparent terms, fast eligibility checks, and easy management of outstanding balances. Ideal for service‑driven industries seeking to boost affordability and customer satisfaction.

Features

• Payment plans with customizable installment options
• Instant eligibility checks for customers
• Secure payment processing through integrated channels
• Automated reminders for upcoming or overdue payments
• Real‑time tracking of customer payment status
• Mobile‑friendly interface for quick customer approvals

Capabilities

• Enables businesses to offer pay‑over‑time options directly via messaging
• Facilitates secure and compliant handling of payment data
• Reduces administrative workload with automated payment workflows
• Supports multiple financing configurations depending on business needs
• Improves transparency with clear installment breakdowns for customers
• Integrates into existing billing and communication processes

Benefits

• Increases conversion rates by reducing upfront financial barriers
• Improves customer satisfaction with flexible payment options
• Accelerates sales cycles by simplifying approval and onboarding
• Reduces payment delays through automated reminders and tracking
• Strengthens customer relationships through convenient financing
• Boosts revenue by making higher‑value purchases more accessible