Overview

Appraisal eDelivery simplifies compliant electronic disclosure and delivery of appraisal and written valuation reports directly from the loan file. The service enables lenders to upload full-color appraisals, deliver them securely to borrowers, and maintain required audit trails and electronic consent mechanisms to meet the ECOA Valuations Rule and related mortgage eDelivery expectations. It is provided as part of DocMagic’s suite of eSign, eDelivery and eClose technologies and integrates with the company’s broader document-generation, eSign and eVault workflows.

Features and Capabilities

• Compliance & Regulation: Designed to help lenders comply with the ECOA Valuations Rule by supporting electronic disclosure of appraisals and written valuations.
• Electronic Delivery: Upload and deliver appraisal documents directly from the loan file using integrated eDelivery mechanisms; supports full-color appraisal files.
• Integration with eSign: Works with the eSignature platform to collect borrower consent and signatures where required and to manage the signing flow.
• Audit Trail & Records: Provides time-stamped tracking and a complete audit log for each delivered appraisal to support record retention and regulatory review.
• User Access & Verification: Offers controlled borrower access with verification steps such as SSN or viewing code authentication before documents can be opened.
• Storage & eVaulting: Delivered documents can be securely stored and retained long-term within the digital eVault for compliance and retrieval.
• Workflow Automation: Integrates into the broader eMortgage toolset, enabling appraisal delivery to be automated within loan-processing workflows.
• Support & Tutorials: Supported by platform help, tutorials and training resources to assist lenders and staff in daily usage.