XRAE is a revolutionary field underwriting solution from iPipeline that supports multi-carrier, multi-impairment health class, or range-based ratings on published and unpublished carrier underwriting rules. It leverages more than 500 data points, including medical and family history, driving history, and medical conditions, to more accurately determine rate classes. XRAE seamlessly connects and integrates with iPipeline's LifePipe, providing access to additional tools that connect the quoting and field underwriting processes. It supports multiple concurrent and detailed carrier impairments to ensure an accurate rate class determination and improve business results early on and in the field. XRAE offers access to multiple carriers, creating a comprehensive underwriting experience that supports greater flexibility and choice. It leverages both published and unpublished underwriting rules from carriers, increasing the accuracy of the underwriting process and ensuring quality results. Consistent and real-time rate updates during data entry eliminate the need for quote revisions and ensures more accurate rate quotes for clients. Carrier underwriter messages allow agents to manage communication directly with carrier underwriting teams for scenarios that are not represented by rules in XRAE. A flexible API is available for custom integrations, allowing you to adapt XRAE to your specific business needs and custom applications.

Features:

• Data-Driven Field Underwriting: Field underwriting leveraging more than 500 data points, including medical and family history, driving history, medical conditions, and more – to more accurately determine rate classes for greater accuracy in quote determination
• Seamless LifePipe Integration: Seamlessly connects and integrates with iPipeline's LifePipe to provide access to additional tools that connect the quoting and field underwriting processes
• Detailed Impairment Support: Supports multiple concurrent and detailed carrier impairments to ensure an accurate rate class determination and improve business results early on and in the field
• Multi-Carrier Accessibility: Offers access to multiple carriers, creating a comprehensive underwriting experience that supports greater flexibility and choice
• Unpublished Rule Leverage: Leverages both published and unpublished underwriting rules from carriers, increasing the accuracy of the underwriting process and ensuring quality results
• Real-Time Rate Updates: Consistent and real-time rate updates during data entry eliminates the need for quote revisions and ensures more accurate rate quotes for clients
• Direct Underwriter Messaging: Carrier underwriter messages allow agents to manage communication directly with carrier underwriting teams for scenarios that are not represented by rules in XRAE
• Flexible API Customization: Flexible API available for custom integrations allow you to adapt XRAE to your specific business needs and custom applications