XactContents: Contents Estimating Software

Estimate personal property claims faster and more accurately. XactContents® offers the most extensive cost database in the industry with millions of vendor-specific and discontinued items, along with thousands of general quote items.

Claims delays are costing you

Effectively handling personal property claims can be complex, involving tasks like cataloging items, researching, and validating repair or replacement costs, accounting for wear and depreciation, communicating with policyholders, and managing payments. Altogether, these tasks can be time-consuming and challenging when using traditional methods.

XactContents helps estimate personal property claims faster

An extensive content repository that provides direct access to major retailers for ordering replacement items.

Access the largest contents database

XactContents features millions of vendor-specific items, tens of thousands of discontinued products, and thousands of general quote items.

XactContents Merchant Partners

XactContents’ database provides direct access to major retailers through the U.S. and Canada, from which replacement products can be directly ordered.

Save on outside vendor costs

With like kind and quality items easily searchable within the XactContents database, you’ll keep outside vendor costs down while quickly building and estimating contents inventories in-house, improving cycle times.

Features and capabilities

Suggested items for contents

Using the loss location, type of loss, and room type, you can suggest contents items without the need for a manual search. XactContents gathers real-time results, returning even more relevant suggestions over time.

Enter line items quicker than ever

With the Quick Entry tool, you can enter items and search at the same time, quickly adding general quote items on the fly. The interface increases your speed by keeping the essential workflow aligned to the keyboard.

Automatically calculate depreciation

Each XactContents line item contains life-expectancy information. Calculate depreciation automatically by entering the item's age and use factor.

Integrated internet search

Search multiple sources at once, including the XactContents database, the contents general quote items, and internet sources such as Amazon.com, Google, Nextag, and many national retailers.

Import existing lists of personal property items

Inventory lists can be imported from an Excel spreadsheet. This means the insured can fill out key information such as item make, model, description, age, estimated cost to replace, and so on.

Easily find the right item

Search by product manufacturer and the item's model number, brand name, or description. XactContents helps you immediately find the item you need.

Automatically handle discontinued items

When XactContents finds an item that has been discontinued, it automatically shows you current items that are of like kind and quality.

Payment tracker

Use the payment tracker to manage recoverable depreciation and track ACV and deferred payments.