Overview

Finnet provides a white‑label banking solution targeting banks and financial institutions, enabling them to deploy digital banking services, account management, payments, and connectivity via APIs and open‑finance infrastructure. The platform emphasises modularity, cloud delivery, and integration with the financial ecosystem.

Features and Capabilities

• White‑label Banking Platform: Enables a bank or fintech to launch branded digital banking services using a ready platform customised for their brand.
• Modular Architecture: Offers modules for accounts, payments, collections, bank‑agnostic connectivity and vendor management.
• Open‑Finance / Open‑Banking Connectivity: Supports Brazilian Open Banking/Open Finance standards (and APIs) enabling data sharing, consent management and multi‑bank integration.
• Payment & Collection Engine: Automates billing, boleto (Brazilian payment slip), QR‑Code PIX payments, monitoring of statuses, interest & fine recalculation.
• Multi‑Bank & Multi‑Company Support: Consolidated dashboard for multi‑entity environments; supports centralised banking operations for multiple legal entities.
• Supplier & Vendor Portal: Platform for vendor management, access to invoices, proofs of payment, risk module for payables.
• API & Integration Framework: Provides APIs and EDI channels to integrate existing systems, banks and fintech partners.
• Cloud Deployment & Scalability: Delivered via cloud infrastructure to support high transaction volumes, large numbers of clients and multi‑tenant uses.
• Security & Compliance: Built to comply with Brazilian regulation (LGPD, Open Finance), offers centralised operations with audit‑trails and multi‑bank data aggregation.
• Analytics and Reporting: Consolidated views of transactions, payment and receivables flows, dashboard reporting for corporate finance teams.