Vivid Business Account provides a comprehensive digital banking platform designed for freelancers and companies. It offers a smooth online registration process, enabling users to unlock unlimited IBANs and manage all their finances from a single interface. Key features include earning high interest rates on uninvested cash, unlimited card spending with cashback rewards on select categories, and effortless online payment processing. The platform also facilitates financing up to €200,000, instant SEPA transfers, and SWIFT international transfers. Additional integrated tools include invoicing, bookkeeping with seamless accountant sharing, and integrations with popular accounting software. Business travel booking with cashback and a Crypto Earn account are also available. Vivid emphasizes security, with funds held separately and overseen by European financial authorities, ensuring protection beyond €100,000 in case of insolvency. Various plans are available, catering to different business needs from free options for startups to advanced pro plans for growing companies.

Features & Benefits

• Unlimited IBANs & Financial Management: Quick registration unlocks unlimited IBANs and a single platform for managing all finances.
• Interest & Savings: Earn up to 4% fixed annual interest on uninvested cash, with funds invested in Qualifying Money Market Funds.
• Card Spending & Cashback: Issue unlimited cards for team members, with guaranteed cashback up to 10% on select purchases (e.g., Google Ads, Amazon) and unlimited spending limits for IT & Ads services.
• Integrated Business Tools: Includes invoicing, bookkeeping, integrations with accounting software, and business travel booking with up to 30% cashback.
• Financing & Transfers: Access loans up to €200,000 and perform instant SEPA transfers and SWIFT international transfers.
• Crypto Earn Account: Earn up to 8% APY on selected crypto assets with instant withdrawal options.