TrustCommerce Validated Point-to-Point Encryption (P2PE) is a PCI-certified solution that encrypts payment card data at the point of interaction, ensuring that no unencrypted cardholder data is accessible within the merchant’s environment. The encrypted data is transmitted securely to TrustCommerce for decryption and processing, keeping sensitive information out of scope for PCI DSS compliance. This approach significantly reduces the risk of data breaches and the cost and complexity of compliance. TrustCommerce P2PE is designed for use in retail, healthcare, and call center environments, and integrates with a variety of payment devices and software, including the TC IPA® application and TC Link® API. The solution is recognized for its ease of implementation, support for EMV and NFC payments, and seamless integration with leading electronic health record (EHR) systems.

Key Features

PCI-Validated Point-to-Point Encryption (P2PE) Encrypts payment data at the point of entry, ensuring no clear-text data is accessible.

• Certified devices encrypt cardholder data immediately
• Decryption occurs only in TrustCommerce’s secure environment

Scope Reduction for PCI DSS Minimizes the systems and processes subject to PCI DSS requirements.

• Keeps sensitive data out of merchant systems
• Reduces compliance costs and audit complexity

Multi-Channel and Device Support Works across retail, healthcare, and call center environments.

• Supports a wide range of payment devices and channels
• Integrates with TC IPA® software and TC Link® API

EMV and NFC Capable Supports modern payment methods for card-present transactions.

• Accepts chip cards and contactless payments
• Enhances customer convenience and security

Integration with EHR and Billing Systems Seamlessly connects with healthcare and business software.

• Enables secure payments within existing workflows
• Recognized for healthcare payment innovation

Benefits

Enhanced Security Protects cardholder data from interception and breaches.

• No unencrypted data in merchant environment
• Reduces risk of data theft and fraud

Simplified Compliance Reduces PCI DSS scope and associated costs.

• Fewer systems to secure and audit
• Streamlined compliance management

Operational Efficiency Easy to implement and manage across multiple environments.

• Centralized control and reporting
• Compatible with existing payment infrastructure

Customer Trust and Experience Improves patient and customer confidence in payment security.

• Supports fast, secure, and convenient payment options
• Recognized for innovation in healthcare payments