Unified Payments Interface (UPI) Switch

Next-gen Payments Interface

Digital payment landscape in India is going through a tremendous transformation. With government efforts to enable cashless economy across the country, increase in the number of smartphone users and easy affordiability of the internet, banks have seen a tremendous shift of consumer towards UPI and mobile apps based payment over the past few years. KiyaAl UPI platform facilitates next generation of online immediate payment by providing strong end to end security and data protection. The platform enables customers to transact in real-time using a single identifier Aadhaar number or Mobile number or a Virtual payments address without knowing any account information. The platform enables financial firms to integrate their core and other transaction systems to connect with all the services delivery & payment channels including ATMs, Internet, Mobile, Kiosk, POS, Cards and other Payment Gateways. KiyaAl is in the forefront in providing UPI Switch to leading banks and financial organisations. More than 30 L transactions are generated everyday with our UPI Solution.

Key Attributes

• Single virtual payment address
• Push and pull payments including P2P, P2B and B2P
• Multi-factor authentication
• Accept offline payments using QR code and BharatQR
• Reconciliation and settlement
• Real-time customer onbaording

Value delivered

• Real-time Settlements
• Unified Address
• Robust Security
• Customized Dashboard
• Unique Identifier
• Multiple Payments