Identify household drivers not listed on a policy to confront the leading source of auto premium leakage. Price with precision and enable modern buying experiences.

Hidden drivers can cost you—if they remain hidden

Undisclosed drivers not listed on auto insurance policies are the leading source of mispriced risk, accounting for an estimated $12.5 billion in annual premium leakage for personal auto insurers. Approximately 40 percent of these drivers are under age 25, and it takes an average of 13.6 months for newly licensed drivers to be added to policies.

The right rate starts with knowing who’s driving.

Address premium leakage and hidden driver risk throughout the policy life cycle using our innovative tools for identifying undisclosed driver information.

Fraud detection

Take on hard and soft fraud in real time by identifying hidden drivers of all ages—at a household level—with superior multisource data and analytics.

Precision pricing

Quote more precisely with powerful prefill, realign price to risk at renewal with timely insights, and avoid claim surprises from hidden drivers.

Customer experience

Meet rising expectations for fast, easy, buying experiences and spare customers from lengthy web applications and intrusive questions about household details.

Features and capabilities

Verisk’s innovative undisclosed driver data and analytics can help you solve one of the leading challenges for your book of business.

Unmatched data

Gain insights with Verisk's exclusive Coverage Verifier solution, state DMV records, and trusted third-party data sources, including drivers who are covered on other policies.

Household-level driver details

Boost cross-selling by uncovering hidden drivers: Household members, demographics, licenses and new licensees, residency, moves, and validated addresses.

Customizable tools

Fine-tune your program with versatile, targeted options based on geographic footprint and cost requirements.

Flexible delivery

Connect with Undisclosed Driver information via Verisk’s LightSpeed® and RISK:check® Point of Sale platforms, with a standalone API, or through batch file processing.

Modernize auto insurance buying experiences—upfront

Accelerate quotes by integrating hidden driver analytics at point of quote. Automate tailored workflows, boost conversion rates, and drive profitable growth.