TurnKey Lender Loan Underwriting Software is an intelligent, AI-powered solution designed to automate the entire loan underwriting process from end to end, putting accurate credit decisioning on autopilot. The platform leverages traditional and alternative data to provide instant, data-driven credit decisions, significantly reducing human error and operational expenses. It conducts comprehensive analyses of borrower credit histories, evaluating payment history, outstanding debts, and various other factors to assess creditworthiness. Lenders gain real-time visibility into their loan portfolios through advanced monitoring and reporting features, enabling smarter, data-based decisions. The software is highly configurable, allowing businesses to tailor decisioning rules to align with specific requirements. It also streamlines document management by providing a secure and easy-to-use system for uploading, storing, and accessing borrower documents. By centralizing all loan management processes within an integrated, end-to-end platform, TurnKey Lender helps businesses boost productivity, eliminate repetitive tasks, ensure compliance through automated regulatory checks, and scale lending operations by at least 50% without compromising decision quality. This comprehensive solution serves non-bank, embedded, and traditional lenders, automating loan origination, underwriting, servicing, debt collection, and reporting.

Features & Benefits

• AI-Powered Credit Decisioning
  • Utilizes traditional and alternative data for instant, data-driven credit decisions and intelligent risk scoring.
  • Conducts comprehensive analysis of a borrower’s credit history, evaluating payment history, outstanding debts, and a host of other factors.
  • Access instant scoring reports that provide a comprehensive overview of a loan applicant’s creditworthiness.
  • Reduces credit decisioning risks with intelligent scoring models.
  • Includes stop rules in scorecards that help automatically reject low-quality deals.
• End-to-End Loan Underwriting Automation
  • Automates the entire loan underwriting process, from origination to debt collection, saving time and maximizing efficiency.
  • Eliminates human error in credit decisioning, ensuring consistently reliable loan approvals and decisions.
  • Achieves same-day automatic and reliable loan approvals.
  • Automates every loan decision to minimize errors and boost efficiency.
  • Automates regulatory checks to ensure compliance and reduce risk.
  • Saves time and resources by automating all loan underwriting operations.
  • Boosts productivity and allows focus on high-value activities by eliminating repetitive tasks and manual data entry.
• Real-time Portfolio Monitoring & Reporting
  • Provides advanced monitoring and reporting features for real-time visibility into your loan portfolio.
• Customizable Decisioning Rules
  • Allows tailoring all decisioning to align with specific business requirements with highly configurable software.
  • Retain control over your decisioning while eradicating human error.
• Streamlined Document Management
  • Enables quick, easy, and secure upload, storage, and access for borrower documents.
• User-Friendly Workspace
  • Features an easy-to-navigate, well-designed interface for accessing and evaluating all borrower data.
  • Review borrower information in an intuitive, easy-to-use workspace.
• Scalability & Efficiency
  • Designed to help businesses scale by driving down operational expenses and significantly increasing processing capacity.
  • Increase the number of loans processed by a minimum of 50%.
  • Scale lending operations by at least 50% without compromising on decision quality.
• Centralized Loan Management Platform
  • Centralizes all loan management processes in an integrated, end-to-end platform.