TurnKey Lender offers an intelligent, end-to-end loan management system designed to automate the entire lending process for consumer and commercial finance providers. This global platform leverages proprietary AI, machine learning, and deep neural networks to ensure accurate credit scoring, instant decisioning, and increased loan collectability, thereby minimizing risk and boosting operational efficiency. It serves as a one-stop infrastructure for automating all elements of a loan's lifecycle, from application and processing to origination, underwriting, scoring, servicing, debt collection, and comprehensive reporting, including KYC & AML compliance. The software is built to streamline operations, allowing lenders to grow their loan portfolios while significantly cutting credit risk and operational costs. It supports various lending types, including consumer, commercial, and peer-to-peer, with highly configurable processes. Non-bank, embedded, and traditional lenders utilize TurnKey Lender as a robust infrastructure to manage their lending operations, focusing on the borrower experience rather than administrative tasks, with over 90% of lending management processes fully automated.

Features & Benefits

• Loan Origination
  • A powerful, AI-driven module that automates, customizes, and simplifies every step of the loan origination process.
  • Facilitates loan application creation and management.
  • Manages terms, schedules, bank, and contact details.
  • Allows for custom application flows, dictionaries, and loan offers.
  • Supports disclaimers and document templates management.
• AI-Powered Credit Scoring & Underwriting
  • Eliminates human error in credit decisioning, enabling same-day automatic and reliable loan approvals. Its proprietary Decision Engine uses machine learning and deep neural networks for instant decisioning and unmatched accuracy, reducing credit decisioning risks.
• End-to-End Loan Management System
  • Provides a one-stop infrastructure to automate all elements of the loan’s lifecycle, from application, processing, and origination to underwriting, scoring, servicing, collection, reporting, audits, KYC & AML.
• Collateral Management
  • Automates loan statement generation and offers flexible documents management, freeing up valuable time for users.
• Debt Collections
  • Enables users to pinpoint and take action on delinquent accounts quickly and accurately, addressing servicing challenges based on worldwide best practices.
• Tailor-Fit Reporting & Analytics
  • Offers enhanced reporting and analytics, providing detailed insights into debt structures, levels, debtor history, and real-time business performance.
• Support for Diverse Lending Types
  • Automates various lending processes including Consumer Lending, Commercial Lending, and Peer-to-Peer Lending, adapting to specific terms and requirements.