The TurnKey Lender Decision Management System offers a market-leading solution for lenders to reduce credit risk and accelerate decision-making processes. This AI-powered software allows businesses to deploy tailored credit decisioning strategies, providing a 360-degree insight into scoring and enabling the rapid configuration and testing of new decision strategies and user experience logic within hours. It integrates seamlessly as part of the broader TurnKey Lender Platform, facilitating end-to-end automation of all lending process elements, from loan origination and underwriting to servicing, debt collection, and reporting. The system is designed for flexibility, combining traditional and alternative risk assessment approaches, including A/B testing and Champion/Challenger models, to enhance the accuracy of credit decisions. It provides a holistic and intuitive view of each borrower's profile, empowering lenders to make informed and precise evaluations. TurnKey Lender's solution is not hardcoded, allowing for quick implementation of changes, integration of new data sources, and rolling out updates with ease. This adaptability ensures unmatched borrower evaluation accuracy, adjustment flexibility, and business processes tailored to any operation's needs, ultimately accelerating operations and minimizing human error by consolidating risk and operations into a single, cohesive system. It is trusted by businesses in over 50 markets, including non-bank, embedded, and traditional lenders.

Features & Benefits

• Automated Decision Deployment
  • Enables rapid configuration and testing of new decision strategies and UX logic, allowing deployment within hours rather than months.
• End-to-End Lending Automation
  • The decision engine integrates with the TurnKey Lender Platform to automate all elements of the lending process, from origination to debt collection.
• AI-Powered Intelligence
  • Tailors loan processing, underwriting, and decisioning to specific requirements, providing reliable built-in intelligence on autopilot.
• Comprehensive Risk Assessment
  • Combines traditional and alternative scoring approaches, utilizing A/B testing and Champion/Challenger models to enhance credit decision accuracy.
• Advanced Borrower Evaluation
  • Offers a holistic and intuitive view of each borrower’s profile, facilitating informed and accurate lending decisions.
• Flexible & Customizable Solution
  • A non-hardcoded system allowing quick implementation of changes, integration of new data sources, and updates.
  • Custom scorecard consulting tailored to business, region, and industry.
  • Adaptable for niche decision processes with unique qualifiers/regulations and non-traditional scoring.
• Extensive Integrations
  • Supports over 75 integrations for seamless data exchange and ecosystem compatibility.
• White-Glove Support
  • Provides access to expert business analysts for professional support and guidance.