Instant access to tips and wages

Now introducing Toast Pay Card and PayOut – a free and flexible way to pay your staff.

Financial flexibility for your staff

Employees may be able to pay bills on time and avoid late fees, overdraft fees, and high-interest payday loans.

Eliminate trips to the bank for cash

Streamline your tip-out process with end-of-shift tip-outs to the Toast Pay Card.1 Plus, replace paper checks and get rid of the paper and shipping costs.

Access tips and wages between paydays

Restaurants that offer early access to pay can increase their employees’ financial stability, boost engagement, and improve retention.

Free for you and your team

No additional cost to you and your staff, and no third-party fees when used at over 37,000 ATMs within the MoneyPass® Network. The Toast PayOut feature does not add additional steps to your payroll process. Toast PayOuts are funded by a 0% line of credit provided to your restaurant. *MoneyPass is a registered trademark of Fiserv, Inc.

Get paid after every shift

Take control of your finances, and say goodbye to waiting between paydays with instant access1 to a portion of your tips and wages if offered by your employer.

Early pay is free and easy

Access a portion of your tips and wages after your shift ends1,2 at no additional cost to you. Toast Pay Cards don’t require extra personal information or a bank account.

Transparency and control with MyToast

Manage everything through your smartphone. The MyToast app lets you review pay history and access your pay early with Toast PayOut.

No fees and a nationwide ATM network

Start spending instantly with the free Toast PayOut feature. Plus, there’s no additional cost to you, and no third-party fees apply when you use your Toast Pay Card at over 37,000 ATMs within the MoneyPass® Network.