Temenos Payments provides a payments ecosystem designed to ensure scalability, compliance, and innovation with next-generation payment processing. It covers the complete payments lifecycle from order intake to clearing and settlement, combining deep end-to-end functionality with advanced Cloud-Native, Cloud-Agnostic, XAI, and API-first enabled payments technology. Temenos Payments empowers financial institutions to extend and enhance capabilities through a suite of powerful tools and frameworks, maximizing efficiencies and optimizing risk controls. It optimizes processing by maximizing automation and resilience, enhancing efficiency, reducing costs, minimizing risks, and improving customer service. With Temenos Payments, progressive payment service innovations like BNPL, Digital Wallets, and Request to Pay are quickly deployable through the Payments Innovation Ecosystem. The solution enables payment providers to meet regulatory and business standard needs, providing financial crime mitigation to protect reputation, assets, and customers. Temenos Payments operates on a robust and scalable platform, providing on-demand elastic scalability for processing high transaction volumes with low latency and frictionless processing. It supports a wide range of payment functions, including instant credit transfers, direct debits, standing orders, and cheques, serving domestic and international payments with configurable workflows, exception management, intelligent routing, and comprehensive analytics.

Features:

• Optimized processing: Maximize automation and resilience with technology and services by prioritizing operational efficiency and profitability.
• Sustainable innovation: Progressive payment service innovations like BNPL, Digital Wallets and Request to Pay, are quickly deployable to your institution through our Payments Innovation Ecosystem.
• Regulation, compliance and protection: Offering a comprehensive solution, we enable payment providers around the world to meet their regulatory and business standard needs.
• Empowerment: We empower payment providers to address their own needs by offering tools, capabilities, and trained resources to extend and enhance system functionality.
• Scalability, resilience and security: We operate on a robust and scalable platform, providing your bank with on-demand elastic scalability for processing high transaction volumes with low latency and frictionless processing.
• Breadth, depth and sophistication of functionality: Our single platform can support your financial institution with a wide range of payment functions, including instant credit transfers, direct debits, standing orders, cheques and more.