Temenos Country Model Banks provide regional functionality for over 150 countries, utilizing a packaged model bank framework to accelerate go-live times. These model banks enable financial institutions to comply with local regulations and business practices at a lower cost. Temenos works with clients to identify the impact of regulatory and business practice changes on Temenos solutions, delivering required changes within a fixed timescale and cost. This approach reduces risk and effort in maintaining compliance. By building on Temenos' existing work in specific countries and markets, implementation becomes simpler and more cost-efficient, allowing banks to focus investments on competitive differentiation and improving customer offerings. Temenos' ongoing investment in standardized regional capabilities supports banks as they expand into new business areas and geographies. All Model Bank functionality is accessible through open and published APIs, decreasing integration costs and complexities.

• Regulatory Maintenance Temenos works with you to identify how the regulatory and business practice changes which you identify impact the Temenos solutions used in your bank. We then deliver the required changes based on a fixed timescale and cost, hence reducing your risk and effort in remaining compliant.

• Implement Faster By building on the work already done by Temenos in the countries and markets you are focused on, you can go-live more quickly. This makes implementation much simpler and more cost-efficient.

• Invest in Competitive Differentiation Focus your investment in bringing new competitive solutions to the market and in improving your offering to your current customers. Do this by leveraging Temenos’ existing investment in regional and market-specific base capability.

• Reduce Ongoing Risk Temenos continues to build on its considerable investment in standardized regional capabilities which can help your bank as it expands into new business areas and geographies in the future.