Temenos Analytics is a comprehensive Reporting, Analytics, and Business Intelligence product designed to enable banks to be more efficient and profitable. It provides robust, banking-specific financial, profitability, customer, and digital analytics. In the modern digital landscape, banks face challenges such as digital evolution, intense competition, low interest rates, changing customer behavior, high operating costs, stringent regulations, and eroding profit margins. Temenos Analytics helps banks overcome these challenges by harnessing the power of data to make smarter decisions, improve efficiencies, enable business agility, drive innovation, and ultimately outperform the competition. It offers real-time customer analytics for hyper-personalized experiences, embedded analytics for seamless integration into digital banking applications, and self-service analytics to transform staff into citizen data analysts. The solution includes a comprehensive profitability management system with industry-leading funds transfer pricing and activity-based costing capabilities. Temenos Analytics, combined with Temenos Data Lake, enables banks to combine and analyze multiple banking data sources, overcoming data silos and providing a single view of the customer.

Features:

• Digital transformation: To compete in the digital world, and to enable hyper personalized customer experience, banks must harness real-time customer data and analytics at scale. Temenos Analytics provides truly real-time customer analytics solution which provides thousands of customer insights to drive intelligent customer interactions.
• Embedded analytics: Analytics, embedded into banking processes and decisions will bring significant business benefits such as increased profitability. Temenos Analytics, provides a robust API and embedded analytics capability to allow seamless integration of analytical capabilities into digital banking applications.
• Self-service analytics: All staff within a modern financial institution are knowledge workers and decision makers. By providing self-service analytics capabilities, banks can transform their staff into citizen data analysts, which will increase analytics adoption. Temenos Analytics allows end users to explore complex banking data using intuitive self-service tools, which can also be embedded directly into core banking, digital, CRM, and other operational systems.
• Profit analytics: 80% of a banks’ profitability is derived from 20% of their customers. It is essential that banks have a full understanding of customer and product profitability to promote profitable product design and customer engagement strategies. Temenos Analytics has a comprehensive profitability management solution with industry leading funds transfer pricing and activity based costing capabilities.
• Overcoming silos: Banks typically have multiple legacy and disparate systems making analytics on multiple combined data sources difficult to achieve. An example is the ‘single view of customer’ 31% of banks cannot achieve this due to multiple data systems. Temenos Analytics, in conjunction with Temenos Data Lake, enables banks to combine and analyze multiple banking data sources.