Tech E&O Insurance

At-Bay’s Tech Errors & Omissions (Tech E&O) Insurance is a standalone professional liability solution tailored for technology companies. It protects against financial loss and legal claims resulting from failures in technology products or services. The policy includes broad coverage for breach of contract, intellectual property infringement, personal injury, and negligence, and is enhanced with active risk monitoring and advisory services.

Features

• Expanded breach of contract coverage beyond standard liability
• No exclusions for breach of warranties or consequential damages
• Broad intellectual property coverage including trade secrets and source-code violations
• Service credits included as payable damages
• Personal injury coverage including defamation and wrongful prosecution
• Comprehensive negligence coverage for coding errors, failed implementations, and outages
• Contractual indemnity coverage for customer obligations
• Active risk monitoring included at no extra cost

Capabilities

• Covers businesses up to $5 billion in revenue with limits up to $10 million
• Supports both primary and excess insurance needs
• Provides auto-quotes for eligible tech classes via Broker Platform
• Integrates cyber liability coverage via API
• Includes At-Bay Stance security services for threat identification and prioritization
• Offers AI-powered email protection through Fraud Defense
• Access to on-demand advisory services for risk mitigation

Benefits

• Protects against costly legal claims and financial losses
• Improves security posture with proactive monitoring
• Ensures compliance and audit readiness
• Reduces downtime and reputational harm
• Streamlines quoting and underwriting processes
• Empowers brokers with fast, accurate insights