Tuition.io Student Loan Repayment Assistance is a software-as-a-service platform that allows employers to offer direct, tax-advantaged contributions toward employees’ student loan debt. The platform automates the administration of these payments, ensuring compliance and seamless integration with payroll and benefits systems. Employees can enroll, track contributions, and manage their loans through a personalized dashboard. Tuition.io supports a range of benefit configurations, including monthly or annual contributions, and can coordinate with public service loan forgiveness programs. The platform is designed to reduce the financial burden of student loans, improve employee retention, and enhance overall financial wellness. Tuition.io is not a lender or financial institution; it acts as a secure technology and service provider for education-related employee benefits.

Key Features

Automated Employer Contributions Employers can make direct, tax-free payments to employees’ student loans.

• Configurable contribution amounts and schedules
• Supports IRS tax-free limit (up to $5,250/year)

Personalized Employee Dashboard Employees track contributions and manage loans in one place.

• Real-time loan status and payment history
• Notifications and reminders

Compliance and Security Ensures data privacy and regulatory compliance.

• ISO 27001 certified, encrypted data in transit and at rest
• Automated reporting for tax and audit purposes

Integration with Payroll and Benefits Seamless connection to existing HR and payroll systems.

• Reduces administrative burden
• Supports multiple benefit types (repayment, tuition assistance, retirement match)

Public Service Loan Forgiveness Support Helps employees navigate and maximize PSLF eligibility.

• Tools for tracking qualifying payments
• Guidance on repayment plan selection

Benefits

Reduced Employee Financial Stress Directly lowers student loan balances and interest costs.

• Improves financial wellbeing
• Eases immediate financial hardship

Increased Retention and Recruitment Highly valued benefit that attracts and retains talent.

• Demonstrated improvement in retention rates (20–50%)
• Appeals to a broad, multi-generational workforce

Administrative Efficiency Automates complex benefit processes for HR teams.

• Reduces manual work and errors
• Ensures compliance and accurate reporting