Use the Stripe Issuing API to create, manage, and distribute payment cards for your business.

Stripe Issuing allows you to create a commercial card program for your users without setup fees. You can create your own card designs and approve transactions in real time. Many users build Stripe Issuing alongside Stripe Treasury so they can attach cards to open loop wallets, and offer their users additional money movement options.

Launch faster with a card issuing programme built to scale

Card programmes tailored to your needs Process $1 or $1M with the same easy-to-use APIs. Our compliance-first card programmes are designed to help you get started quickly and support you as you scale.

Launch a program in days

Process $1 or $1 million with the same easy-to-use API and no setup fees. Distribute cards in days and establish a program that can grow with you.

Program cards for your needs

Create cards that work exactly as you configured them. Make real-time decisions on charges, set spending limits or designate virtual cards for one-time use.

Earn a share of interchange

Reach a certain transaction volume threshold and get a percentage of the interchange revenue earned from all card purchases.

Operate across Stripe products

Move money within Stripe to bypass traditional transfer delays. Combine Issuing with Connect, Treasury, or Capital for a seamless way to fund cards.

Customise your card programme

With dynamic controls and easy-to-use APIs, programmatically adjust every detail of your card offering. You can manage spend and fraud by setting spending limits, authorising a decision in real-time, blocking merchant categories, and confirming a transaction via SMS.

Branded physical cards

Design your own branded cards and card carriers. Our team will handle card production, fulfillment, and shipping to get physical cards to users within three days and virtual cards instantly.

Digital wallet support

Cardholders can load virtual and physical cards into their digital wallets to enable instant and secure access to funds, however they choose to pay – online, in-app, or in-store.