Boost revenue with higher authorisation rates

The world’s leading e-commerce, SaaS, and marketplace brands use Stripe to optimise payments, reduce churn, and improve network acceptance rates – generating billions of dollars in incremental revenue each year.

Grow revenue end to end

Accept more transactions and reduce declines with a suite of optimisations informed by trillions of data points.

Retain high LTV customers

Keep card information up-to-date automatically to avoid involuntary churn and checkout friction, and retry failed transactions at the optimal time.

Fight fraud and boost auth rates

See an up to 8% reduction in fraud and a 1%–2% authorisation rate uplift on eligible volume with Stripe’s Enhanced Issuer Network.

Work with payments experts

Reach your goals with integration advice, workshops, data analysis, and tailored recommendations for large businesses to optimise your payments.

Set up each payment for success

Prevent lost revenue with real-time retries and optimised network messaging, which use the preferred formatting for issuing banks.

Adaptive Acceptance

• Uses machine learning to optimise authorisation requests for issuers
• Identifies optimised retry messaging and routing combinations to recover 10% of false declines, amounting to billions of dollars globally

Smart Retries

• Reduces declines for recurring charges by up to 30% using smart dunning
• Addresses insufficient funds declines by identifying the optimal day and time to retry a payment