StashAway Simple is a cash management and investment product designed to help users earn higher returns on their idle cash compared to traditional savings accounts, while maintaining liquidity and low risk. The platform allows users to deposit and withdraw funds at any time, with no minimum or maximum balance requirements and no lock-up period. StashAway Save invests in diversified, low-risk instruments such as money market funds and short-term bonds, aiming to provide stable returns while preserving capital. The service is fully digital, accessible via web and mobile app, and integrates seamlessly with StashAway’s broader suite of investment portfolios. Users benefit from automated management, transparent fees, and the security of funds held in separate custodian accounts. StashAway Save is suitable for individuals seeking a flexible, low-risk way to grow their cash without sacrificing access or safety.

Key Features

Flexible Cash Management Earn returns on cash with no lock-in or withdrawal restrictions.

• Deposit and withdraw anytime
• No minimum or maximum balance

Low-Risk, Diversified Investments Funds are allocated to low-risk instruments such as money market funds and short-term bonds.

• Capital preservation focus
• Stable, predictable returns

Automated and Digital Platform Fully managed via web and mobile app.

• Simple onboarding and account management
• Automated portfolio allocation

Transparent, Low Fees Single management fee, no hidden charges.

• 0.2% - 0.8% per annum on investment portfolios
• No transaction or withdrawal fees

Secure Custody and Data Protection Funds held in separate custodian accounts and protected by secure infrastructure.

• Enhanced fund safety
• Data privacy and security

Benefits

Higher Returns Than Savings Accounts Aims to outperform traditional bank savings rates.

• Better yield on idle cash
• Suitable for emergency funds or short-term savings

Full Liquidity and Flexibility Access your money at any time without penalties.

• No lock-up period
• Unlimited free transfers and withdrawals

Low Risk and Capital Preservation Invests in diversified, low-risk assets.

• Reduces exposure to market volatility
• Focuses on protecting principal