Split Pay is a white-labeled, fully embedded split payment solution developed by Jifiti. It empowers banks, lenders, and financial services providers to launch and control their own branded split pay offerings. Unlike traditional financing, Split Pay is a payment product—not a loan—so it requires no underwriting or lending processes. It integrates seamlessly into every customer touchpoint, including in-store, e-commerce, call centers, and more.

Features

• White-Labeled Solution: Fully branded for banks, lenders, and merchants.
• No Underwriting Required: Operates as a payment product, not a loan.
• Omnichannel Integration: Embedded across all customer channels—e-commerce, in-store, call center, invoice, bank app, and more.
• Flexible Payment Options: Supports “Pay in 3” or “Pay in 4” models.
• Rapid Deployment: Ready-to-launch solution with built-in risk mitigation tools.
• Customizable APIs: Easily adaptable to existing systems.
• Virtual Cards: White-labeled virtual cards for seamless checkout.
• E-commerce Plugins: Quick integration with major platforms.
• Real-Time Reporting: Power BI dashboards for actionable insights.
• Loan Lifecycle Tools: Includes customer self-service portals and robust reporting.

Benefits

• Faster Time-to-Market: Launch in moments, not months.
• Enhanced Customer Experience: Seamless, branded user journeys across all channels.
• Scalable Infrastructure: Designed to grow with your business.
• Data-Driven Decisions: Real-time insights for strategic planning.
• Minimal Integration Effort: Zero-integration options available.
• Full Control: Maintain control over branding, data, and customer experience.