Marqeta's Dynamic Spend Controls platform provides a flexible and scalable solution for managing card transactions. It allows businesses to set detailed rules around spending, including limits by merchant category, transaction amount, and frequency. This ensures secure and customized card usage, reducing fraud and enhancing operational efficiency.

Key Features

Authorization Controls Sets business rules for spending.

• Limits by merchant category
• Controls transaction amount

Velocity Controls Manages the frequency of transactions.

• Sets time and date ranges
• Limits transaction frequency

Real-Time Funding Provides funding for transactions in real-time.

• Reduces pre-funding requirements
• Enhances cash flow management

Fraud Prevention Includes robust security measures to prevent fraud.

• Monitors transactions in real-time
• Reduces fraud risk

Data Insights Offers detailed analytics and reporting.

• Tracks spending patterns
• Provides actionable insights

Benefits

Enhanced Security Improves the security of card transactions.

• Reduces fraud
• Protects sensitive data

Operational Efficiency Streamlines card management processes.

• Saves time
• Reduces operational costs

Scalability Supports growth and expansion.

• Adapts to increasing demands
• Facilitates new card programs