Solid is a FinTech platform that provides banks and businesses with the infrastructure to build, launch, and scale embedded banking, payments, and card solutions. The platform offers a suite of compliant financial products, including master and sub-accounts, checking and cash accounts, prepaid and debit cards, and integrated payment rails such as ACH, wire, and check. Solid’s architecture is designed for robust security (SOC-2 certified, PCI compliant), granular compliance controls, and real-time transaction monitoring. The platform supports wallet provisioning, bulk card orders, and built-in reconciliation on an immutable ledger, ensuring accurate account balances and auditability. With detailed reporting, advanced business insights, and developer resources (guides, API references), Solid enables rapid deployment and management of FinTech offerings for both banks and non-bank companies.

Key Features

Embedded Banking and Payments Enables businesses to offer banking, payment, and card products directly within their own platforms.

• Master and sub-accounts for flexible account structures
• ACH, wire, check, and intra-account transfers

Card Issuance and Management Supports physical and virtual debit and prepaid cards, including bulk orders and wallet provisioning.

• Consumer and business card options
• Integration with digital wallets

Compliance and Security Built-in compliance controls and bank-grade security.

• SOC-2 certified, PCI compliant
• Granular flags, limits, and guardrails for risk mitigation

Real-Time Monitoring and Reconciliation Tracks and screens transactions in real time, with immutable ledger reconciliation.

• Accurate, reliable account balances
• Daily and on-demand reporting

Developer Tools and API Access Comprehensive resources for building and integrating FinTech solutions.

• Guides and API references
• Advanced business insights and reporting

Benefits

Rapid FinTech Deployment Accelerates time-to-market for embedded finance products.

• Pre-built infrastructure for banking and payments
• Developer-friendly APIs and documentation

Scalable and Flexible Architecture Supports growth and customization for banks and businesses.

• Modular product suite
• Pay-as-you-use model

Enhanced Compliance and Risk Management Reduces regulatory burden and operational risk.

• Automated compliance monitoring
• Granular controls for transaction and account management

Robust Security and Auditability Ensures data integrity and protection.

• Immutable ledger for reconciliation
• Certified security standards