FinBox Sentinel is a cloud-based, AI-powered decision management platform designed for digital lenders, banks, and NBFCs to automate and optimize credit decisioning, risk analytics, and business rules management. Sentinel unifies data from multiple sources, including credit bureaus and alternative data providers, to enable precise, real-time lending decisions across diverse digital and physical channels. The platform features a no-code business rules engine (BRE), advanced analytics, and conversational AI, empowering risk and credit teams to create, deploy, and monitor lending policies with agility and transparency. Sentinel supports regulatory compliance, fraud prevention, and rapid policy iteration, making it a comprehensive solution for modern digital lending operations.

Key Features

No-Code Business Rules Engine (BRE) Enables creation, deployment, and management of lending policies without coding.

• Drag-and-drop interface for policy creation
• Rapid policy updates and version control

AI-Powered Credit Decisioning Automates credit risk assessment using AI and machine learning.

• Integrates multiple data sources for holistic decisioning
• Supports custom scoring models and data inputs

Real-Time Risk Analytics Provides granular insights into approvals, rejections, and risk patterns.

• 360° view of user and portfolio performance
• Early anomaly and fraud detection

Conversational AI Interface Empowers users to interact with the platform using natural language.

• Simplifies complex workflows
• Enhances operational efficiency

Audit Logs & Compliance Tools Ensures transparency and regulatory compliance.

• Detailed audit trails and rollback features
• Role-based access control and SSO

Workflow Optimization Streamlines manual reviews and case handling.

• Centralized dashboard for case management
• Funnel-level analytics for workflow sequencing

Benefits

Faster, More Accurate Lending Decisions Reduces turnaround time and increases approval rates.

• Over 95% reduction in policy deployment time
• Boosts customer acquisition and reach

Enhanced Risk Management Improves risk monitoring and fraud prevention.

• Real-time anomaly detection
• Informs risk teams with actionable insights

Operational Agility Enables rapid adaptation to market and regulatory changes.

• One-click policy rollback
• Continuous workflow optimization

Scalability and Efficiency Handles high decision volumes and complex lending ecosystems.

• Processes 50M+ decisions monthly
• Supports multi-channel, embedded lending

Regulatory Confidence Facilitates compliance with evolving digital lending regulations.

• Transparent audit logs
• Secure, encrypted data management