SentiLink's eCBSV service provides direct access to the Social Security Administration's (SSA) authoritative source for verifying name, date of birth, and Social Security Number (SSN) combinations in real-time. This service is designed to combat synthetic fraud by cross-checking data with consumer consent, eliminating the need for paper SSA-89 forms and significantly speeding up the customer onboarding process. It offers a high match rate, particularly beneficial for clearing thin files belonging to young individuals, immigrants, or those new to credit. When paired with SentiLink's Synthetic Fraud Score, eCBSV becomes a powerful tool for distinguishing fraudulent synthetic identities from legitimate thin file applicants, enabling businesses to approve more valid customers while mitigating risk.

Features & Benefits

• Real-time SSA Verification: Confirms name, DOB, and SSN combinations against the SSA's official database.
• Synthetic Fraud Reduction: Identifies and prevents synthetic identity fraud through direct data cross-referencing.
• Accelerated Onboarding: Eliminates paper SSA-89 forms, streamlining the application and approval process.
• Thin File Optimization: Achieves high match rates for individuals new to credit, immigrants, and young people.
• API Integration: Offers a simple SentiVerify endpoint for easy integration into existing workflows.