Tuition.io Secure 2.0 Retirement Match is a software-as-a-service solution that allows employers to make matching contributions to employees’ retirement plans (such as 401(k)s) based on their qualified student loan payments, as enabled by the SECURE 2.0 Act. The platform is designed for employers, record keepers, and plan sponsors, providing a turnkey, configurable system that digitizes administration, payment certification, and compliance. Employees benefit from a simple enrollment process, decision support tools, and access to expert 1:1 coaching. The solution is compatible with all record keepers and integrates with existing HR and benefits administration systems. Tuition.io does not act as a financial institution or plan sponsor; it provides secure technology and live support to facilitate this new benefit, helping employees address both immediate student debt and long-term retirement savings goals.

Key Features

Automated Retirement Match Administration Digitizes and automates the process of matching student loan payments with retirement plan contributions.

• Configurable to employer plan design
• Compatible with all record keepers

Compliance and Certification Ensures all contributions meet SECURE 2.0 Act requirements.

• Verified payment certification
• Automated compliance reporting

Employee Support Tools Provides resources to help employees maximize the benefit.

• Simple, hosted enrollment flow
• Decision support tools and 1:1 coaching

Integration and Security Seamlessly integrates with HR and benefits platforms.

• Secure data handling (ISO 27001, TLS 1.2+, AES256)
• SSO and SFTP support for implementation

Benefits

Bridges Debt Repayment and Retirement Savings Enables employees to save for retirement while paying off student loans.

• Increases retirement plan participation
• Reduces financial stress and improves long-term security

Attracts and Retains Talent Highly valued benefit for employees with student debt.

• Differentiates employer offerings
• Demonstrated improvement in retention and recruitment

Administrative Efficiency Reduces manual work for HR and benefits teams.

• Automates complex processes
• Ensures compliance and accurate reporting