Finicity offers SaaS and API solutions for credit score improvement by enabling secure financial data sharing. This helps consumers enhance their credit scores through the inclusion of additional financial data such as utility and telecom payments.

Key Features

Consumer-Permissioned Data Sharing Allows consumers to share their financial data securely.

• Includes utility, telecom, and streaming service payments
• Enhances credit score accuracy

Real-Time Credit Score Boost Provides immediate updates to credit scores.

• Uses additional financial data
• Improves creditworthiness

Benefits

Enhanced Financial Inclusion Helps more consumers improve their credit scores.

• Increases access to credit
• Provides a more comprehensive financial picture

Improved Decision-Making Offers lenders better insights into consumer creditworthiness.

• Reduces lending risks
• Enhances loan approval processes