Sardine is a cloud‑based fraud prevention and compliance platform built to detect scams, account takeovers, synthetic identities, money‑laundering attempts, and other forms of financial crime in real time. It combines device intelligence, behavioral biometrics, and machine‑learning models to evaluate thousands of user signals—such as sensor data, mouse behavior, and anomaly indicators—and enriches these with external data sources to produce high‑precision risk assessments. Sardine provides an all‑in‑one dashboard, real‑time rules engine, AML monitoring, KYC/KYB workflows, and AI‑driven case management. These capabilities help risk and compliance teams reduce manual reviews, automate investigations, and maintain regulatory alignment at scale.

Key Features

Device Intelligence & Behavioral Biometrics Collects detailed sensor and behavioral data to identify risky devices and suspicious user patterns.

• Detects spoofed devices, emulators, and manipulated sessions
• Flags synthetic accounts and account takeovers

Machine‑Learning Fraud Detection Uses supervised and unsupervised ML trained on consortium data to identify fraud patterns and emerging threats.

• Learns from cross‑industry fraud behaviors
• Identifies anomalies with high precision

Real‑Time, No‑Code Rule Engine Allows teams to create, test, and deploy fraud and AML rules without engineering work.

• Launch rules in shadow mode for safe evaluation
• Access hundreds of pre‑built rules and data points

AML Transaction Monitoring Provides real‑time and batch monitoring for suspicious activity and sanctions checks.

• 1,000+ pre‑built AML/CTF rules
• Detects changes in transaction patterns and customer profiles

KYC/KYB Compliance Management Supports identity verification, business verification, watchlist screening, and step‑up checks.

• Dynamic risk‑based verification flows
• Continuous monitoring for credential or behavior changes

AI‑Driven Case Management Automates SAR narrative drafting, alert triage, and rule generation.

• Converts natural‑language inputs into rules
• Reduces investigation time and manual workload

Unified Risk & Compliance Dashboard Central location for visualizing device data, rules, alerts, and investigations.

• Manage block/allow lists and user access
• Monitor threats across the customer lifecycle

Benefits

Higher Fraud Detection Accuracy Improves detection of sophisticated fraud that bypasses legacy tools.

• Analyzes thousands of user signals in milliseconds
• Identifies scams, social‑engineering attempts, and device spoofing

Reduced Manual Review Workload AI agents automate repetitive compliance and risk tasks.

• Handles SAR filings, case escalations, and rule creation
• Shortens review times and reduces alert fatigue

Compliance Readiness & Regulatory Alignment Supports AML, KYC, KYB, and sanctions monitoring requirements.

• Continuous screening and transaction profiling
• Structured workflows for reporting and identity checks

Full Visibility Across the Customer Journey Consolidates risk signals and user behavior into one platform.

• Tracks onboarding, funding, transactions, and ongoing activity
• Provides a unified source of truth for fraud and compliance teams