Managing your payments with flexibility, transparency, and control

Channel your payments from all sources with a scalable payment factory

With the SAP S/4HANA Cloud solution for advanced payment management, you can format, validate, and monitor the process with user-friendly tools and get automatically updated cash forecasts.

• Cloud deployment
• Standardized payment processing for the company
• End-to-end visibility with built-in exception handling
• In-house bank capability and integrated multi-bank connectivity

Key benefits

Simplified processes with comprehensive integration

Run a centralized payment platform with built-in integration of accounts payable and receivable, cash management, in-house bank, and financial trading.

Increased financial transparency, scalability, and efficiency

Automate checks, exception handling, and reporting while adding new entities and business functions to the payment factory.

Accelerating secure and efficient data exchange

Establish a digital connection with your banks to facilitate a hands-free, two-way exchange of payment information with confidence.

Key features

Payment factory

• Capture payment requests from various SAP and third-party sources
• Support format conversion and approval workflows
• Trace and monitor activities with the ability to drill-down to granular details

In-house bank

• Establish an internal bank with account administration capabilities
• Enable intercompany payments and payment-on-behalf-of models
• Centralize incoming payments

Multi-bank connectivity

• Create a digital connection with your banks with the SAP Multi-Bank Connectivity solution
• Exchange payments, acknowledgements, bank statements, and other messages