Salt Edge Account Information provides a unified API to access end-users' bank data from thousands of banks worldwide. This service enables businesses to retrieve account information from current, saving, investment, loan, and mortgage accounts, for both personal and business use. It offers a frictionless user experience through a customizable, pre-integrated widget that allows end-users to securely connect their accounts. The solution includes data enrichment services such as transaction categorization, merchant identification, and financial insights, transforming raw data into actionable intelligence to understand client financial needs and develop innovative products. Even without a direct PSD2 license, businesses can leverage the Salt Edge Partner Program for compliant access to aggregated EU bank data. Salt Edge handles technical, compliance, and security matters, adhering to the highest international standards including ISO 27001 certification and AISP licensing under PSD2, GDPR, and PIPEDA.

Features & Benefits

• Global Bank Access: Connect to over 5,000 financial institutions across 44 countries through a single API.
• Unified Data Aggregation: Access data from all account types (debit, credit, investment, loan, mortgage) in a consistent format.
• Frictionless User Experience: Utilize a customizable, secure widget for easy and safe account connection by end-users.
• Data Enrichment Services: Gain meaningful insights through transaction categorization, merchant identification, and financial behavior analysis.
• Compliance and Security: Operate compliantly with PSD2, GDPR, PIPEDA, and other regulations, backed by ISO 27001 certification and AISP licensing.