Ruby is a purpose-built financial infrastructure designed exclusively for the travel industry. Unlike generic finance tools, Ruby delivers autonomous, embedded payment and settlement solutions tailored to the complexities of high-volume, multi-currency, and cross-border travel transactions. By automating financial flows and integrating compliance, Ruby helps travel agencies scale globally, grow profitably, and settle instantly.

Features

• Automated Settlements: Instantly reconcile bookings, invoices, and commissions with full accuracy and zero manual effort.
• Instant Global Payouts: Pay and receive payments across currencies and markets without delays or foreign exchange friction.
• Policy-Aware Infrastructure: Pre-configured with travel-specific rules, rate plans, and cancellation policies for true financial autonomy.
• Embedded Payments and Settlements: Automate financial flows across borders in real time for seamless operations.
• Multi-Currency, FX-Optimized Transactions: Reduce costs, speed up transfers, and improve margins with optimized foreign exchange handling.
• Automated Reconciliation: Every transaction is tracked, matched, and settled instantly, eliminating manual errors.
• Built-In Compliance: Integrated KYC (Know Your Customer), fraud prevention, and policy management ensure regulatory adherence.
• Data-Driven Risk Management: Leverage financial and non-financial signals to anticipate and mitigate risks proactively.
• API-First Infrastructure: Ruby’s platform is designed for easy integration, enabling travel agencies to embed financial capabilities into their workflows effortlessly.

Benefits

• Cut Settlement Costs: Reduce operational expenses by automating payment processes and eliminating manual reconciliation.
• Eliminate Frictions: Streamline global transactions and remove delays caused by traditional banking systems.
• Unlock New Revenue: Improve margins through faster, smarter, and more secure financial flows.
• Scale Globally: Handle multi-currency, multi-jurisdiction transactions with ease, enabling international growth.
• Enhance Security and Compliance: Built-in fraud prevention and regulatory compliance protect your business and customers.
• Improve Efficiency: Free up resources by automating complex financial workflows, allowing teams to focus on growth.