Overview

Socure RiskOS™ is an AI-driven unified risk decisioning platform designed to orchestrate identity verification, fraud prevention, compliance checks, and trust decisions across the full customer lifecycle. It provides configurable, real-time workflow automation through a no-code interface, enabling organizations to build and manage customized risk stacks that adapt instantly to evolving fraud patterns and regulatory requirements while maximizing approval rates, trust, and conversion.

Features and Capabilities

• **Core Decisioning Platform: **A unified fraud, compliance, and risk decisioning engine that orchestrates identity verification and fraud prevention with minimal development effort.
• **AI-Powered Identity Graph Intelligence: **Leverages a large-scale identity graph and advanced machine learning to deliver high-confidence identity resolution and real-time risk scoring.
• **No-Code Rule Builder: **Drag-and-drop tools enable teams to build, modify, and deploy decision logic without relying on engineering resources.
• **Seamless Data Orchestration: **Combines internal and third-party data sources into a single orchestration layer with sub-second decisioning performance.
• **Unified Case Management: **Centralizes investigations, alerts, and compliance workflows with enriched identity and transaction context.
• **Flexible APIs: **Supports real-time ingestion, synchronous and asynchronous responses, and seamless integration across digital channels.
• **Backtesting & Testing Tools: **Champion-challenger testing, shadow mode, and backtesting enable continuous optimization while minimizing false positives.
• **Consumer Onboarding Flows: **Streamlines digital onboarding with intuitive workflows, advanced data prefill, and high approval rates.
• **Business Onboarding / KYB: **Automates business identity verification, beneficial ownership checks, sanctions screening, and AML compliance.
• **Cross-Use Case Coverage: **Supports authentication, login security, bank account verification, account takeover prevention, and ongoing risk monitoring.
• **Global Identity Verification: **Enables eKYC and document verification across more than 160 countries with multilingual support.