Detect fraud in real time. Confront premium leakage at point of sale and renewal. Leverage superior analytics to prioritize the pursuit of missing premium.

How much is hard and soft fraud costing you?

Insurance fraud adds up to $308.6 billion per year, a cost borne in part by American consumers. Auto insurance premium leakage is estimated at $35.1 billion annually. And application fraud—as defined by Verisk's average RISK:check score—was 18% higher in 2023 compared with a 2019 baseline.

Keep risk in check

Take on premium leakage and underwriting fraud with data-driven insights across the policy life cycle using our RISK:check® suite.

Fraud detection

Get ahead of hard and soft application fraud in real time with 65+ triggers at point of sale—plus renewal underwriting solutions.

Rating integrity

Get extensive data and analytics from an industry leader. Determine how to confront premium leakage yet balance retention and profitability with a 22:1 ROI.

Customer experience

Outsource policyholder contact with skilled outreach and customized channels.

Features and capabilities

The RISK:check suite’s three tools help address fraud and uphold rating integrity across the policy life cycle. Our 65+ unique analytic triggers span identity, garaging address, unidentified drivers and vehicles, branded titles, business use of vehicles, and more. We analyze millions of policies to help recover billions in premium dollars.

Connect costs to claims

Identify top-tier risks and flag potential fraud with automated validation and scoring for application integrity. Help your underwriters assess and rate risk more precisely and reduce premium leakage.

Maintain rate integrity

Driver, vehicle, or address changes affect 40% of policies annually.5 Uncover potential premium leakage and optimize profitable retention with pursuit of the most impactful policies. Boost profitability with non-rate actions that don’t require a rate filing.

Refine policyholder outreach

Optimize and customize policyholder outreach to fix rating errors, recover premium, and boost the customer experience with outsourced professional communications. Get timely, validated renewal data, monthly reports on program results, and secure access to key information and policy changes.