An efficient tool for reducing credit risk

Loxon Collateral Management System allows financial institutions to streamline and monitor their collateral portfolio within a structured framework and comprehensive data model. All types of collaterals are managed including commercial and residential real estates, moveables, equipments or any other tangible or intangible assets with dedicated fields and documents.

The solution supports all loan-collateral related activities: the whole collateral lifecycle management from registry until the collateral is released, with built-in workflow engine. The system supports the indirect load of collaterals and deals from primary registry systems as well as direct collateral and deal storage.

Providing complex and full range support to the legal collection of collaterals, the Collateral Management System also supports execution of the collaterals connected to defaulted deals and liquidation of bankrupt deals’ collaterals.

Features

• Collateral database(registry) - Lifecycle management (workflow support) - Calculation engine (allocation, analytics) - Reporting/Monitoring
• Main functions - Single collateral database - Real Estate & Asset Registry - Collateral valuation / Recalculation / Statistical revaluation - Eligibility calculation - Collateral allocation - Collateral analytics / Simulations / Stress testing - Collateral lifecycle management / Built-in workflow engine - Auction - Internal Appraisal / External appraiser processes / Mobile appraiser support