Harness weather data to enhance operational performance and decision-making around weather risk assessment, disaster preparation, loss prevention, and disaster response and recovery.

Accurate data can help streamline workflows for weather claims

The unpredictable nature of weather makes it difficult to mitigate risk, forecast claim volume, manage resources, and make meaningful decisions before and during weather events. Respond® gives you the insight you need to manage weather events proactively, no matter when and where they happen.

Data insights that guide your severe weather response

With weather data insights that are timely, accurate, and actionable, you can expedite your claims and help get your policyholders back to normal, faster.

Claims management decisions

Determine if a weather event warrants a catastrophe response and quickly assess storm severity, the number of claims adjusters and third party adjusters needed, and at what locations they’re needed most.

Treaty recovery

Determine the accurate date of loss and whether a loss was part of a catastrophe event. Insurance companies have identified millions of dollars of additional catastrophe recoveries or classified losses using Respond.

Proactive outreach

Contact policy holders quickly after an event. Screen claims and identify potential fraud.

IBNR analysis

Estimate affected policies within hours of an event and the volume of claims incurred but not reported.

Predictive analytics for claims

Improve predictive modeling for claims volume and pace. Our analysts can work with you to predict the effect of a storm in the context of your book of business, with expert interpretation and commentary on the analysis.

Respond weather analytics to predict demand

Respond weather analytics help you predict demand for your building repair products and services by giving you the reliable, timely weather-related data you need.

Correlate weather events to product demand

If inadequate weather-related demand planning is costing your business, Verisk's analysis and forecasting can tie into your demand planning system with predictive analytics that correlate weather events--such as hail, wind, and hurricane--to product demand.

Optimize response to storm-driven demand surges

Forecast storm demand surges more precisely by using predictive analytics to correlate each storm’s damage severity to local inventory needs for building materials and restoration supplies.

Increase revenue and provide superior customer service

Achieve optimal revenue generation while avoiding excessive inventory. Accurately forecast increased demand from distributors and retailers following storms, allowing for swift responses and timely product provision.

Storm-driven demand surge

Respond weather analytics empower building materials manufacturers, distributors, and contractors to optimize operations at the neighborhood level. We help you rebuild communities and restore the roofs over families’ heads.

Comprehensive views before, during, and after the storm

Damaging weather drives demand for materials to repair affected properties. Manufacturers, distributors, and contractors need to assess exactly where severe storms affect communities quickly so they can get the right materials to the right locations in the shortest amount of time.

Quantified hail damage

Respond’s hail detection algorithms and our nationwide footprint of homes allow you to quantify the damage and resulting storm demand surge down to the local level to facilitate decisive and timely responses.

Hurricane damage forecasting

Respond forecasts damage estimates up to five days before landfall. The predictive analytics are updated multiple times a day as the tropical cyclone approaches land.

Features and capabilities

Policy impact alerts

Get detailed loss volume and coverages on your book of business by combining storm severity and policies in force. You can review the effect on residential and commercial properties from a variety of perils.

Predictive analytics

Improve predictive modeling for claims volume and filing pace. Our proprietary weather algorithms enable you to predict the effect of a storm in the context of your book of business and portfolio.

Catastrophe claims

Identify millions of dollars of classified losses or additional catastrophe treaty recoveries. Insurers can determine the most accurate date of loss related to hail, wind, and other storms and determine if a loss was part of a catastrophic event.

A broad spectrum of uses

Verisk Respond can enhance your catastrophe and non-catastrophe efforts.

Operational response

Improve operational processes and policyholder satisfaction by aligning staffing levels with resource demands, placing staff in optimal locations, assigning claims to adjusters based on experience, and validating the date of loss for each claim.

Financial reporting

Increase the accuracy of early-stage bulk reserves by analyzing claims, improving catastrophe classification and recovery, and using predictive modeling to set aside reserves.

Fraud management

Quickly detect potentially fraudulent claim patterns and escalate them to SIU personnel when warranted by using advanced technology and analytics.