Quicken Simplifi is a fully web-based and mobile personal finance management application designed for individuals and households seeking a streamlined, modern approach to budgeting and financial tracking. Unlike traditional desktop software, Simplifi operates entirely in the cloud, allowing users to access their financial data from any browser or mobile device without installation. The platform automatically downloads and categorizes transactions from linked bank, credit, and investment accounts, providing real-time visibility into spending, income, and account balances. Users can create custom budgets, set and monitor savings goals, and receive alerts for bills and unusual activity. Simplifi supports importing transactions via CSV and offers customizable tags and labels for detailed tracking, including the ability to separate business and personal expenses for freelancers and small business owners. The app is designed for simplicity and ease of use, focusing on essential money management features without the complexity of full accounting systems.

Key Features

Cloud-Based Access Access finances from any web browser or mobile device

• No desktop installation required
• Real-time data sync across devices

Automated Transaction Management Automatic download and categorization of transactions

• Supports multiple banks, credit cards, and investment accounts
• Customizable categories, tags, and labels

Budgeting & Spending Plans Create and monitor personalized budgets

• Visualize spending vs. plan
• Flexible budgeting styles and recurring bill reminders

Goal Setting & Tracking Set and track savings or debt payoff goals

• Progress visualization for each goal
• Multiple goals supported simultaneously

Business & Personal Expense Separation Tag and filter business vs. personal transactions

• Exportable reports for business performance
• Useful for freelancers and side hustles

Reporting & Insights Generate reports for income, expenses, and trends

• Export data for analysis or sharing with accountants
• Alerts for unusual activity and low balances

Benefits

Anytime, Anywhere Access Manage finances on the go

• Cloud-based platform ensures up-to-date data
• Works on web and mobile without syncing hassles

Simplicity & Ease of Use Streamlined interface for quick setup and daily use

• No steep learning curve
• Focuses on essential money management tasks

Comprehensive Financial Overview Unified view of all accounts and spending

• Real-time updates and visual dashboards
• Helps users stay on top of bills and goals

Flexible for Personal and Small Business Use Supports both personal and simple business tracking

• Custom tags and reports for multiple businesses
• Ideal for freelancers and side businesses