Make managing loans effortless

A trusted solution for effortless loan management, servicing, and credit restructuring operations. Our software ensures:

• Rapid credit products rollout
• Seamless loan management
• Exceptional user engagement
• Simplified system integration

Simplify Lending - Amplify Success

QUALCO Loan Manager guarantees fast deployment, comprehensive product overview and complete portfolio management.

Overview

The QUALCO Loan Manager (QLM) platform is an end-to-end solution that drives better loan management and servicing. It is ideal for all creditors including retail banks and alternative lenders, debt purchasers and loan servicing companies.

Support for all lending products

QLM supports all lending products including secured and unsecured consumer loans, small business loans, commercial real estate loans, and corporate loans, as well as a wide range of interest plans and repayment structures.

Cover all stages

QLM’s powerful functionality covers all stages of credit processing, from portfolio onboarding and loan disbursement to termination and restructuring. It also fully supports the management of performing, non-performing and terminated portfolios.

Faster time to market for new loan products

QLM enables you to launch new products and reschedule and restructure loans within weeks, giving you the ability to react to market changes quickly.

Key Benefits

Launch lending products within days

QLM allows businesses to activate, configure and manage new credit products as well as reschedule and restructure loans in a quick and agile manner. With comprehensive functionality for managing performing and non-performing portfolios of all credit types, the software enables loan administration through its wide range of automated calculations, interest billing, commission and fee handling and collection options.

Quick ROI through fast migration

Our proven migration methodology and interfaces simplify transferring legacy data to the target system ensuring business continuity.

Painless system integration

Easily integrate with your host and external systems such as core banking, payment channels, ERP, and collections systems through APIs.

The restructuring process has never been so easy

Our system enables parallel restructuring stream building, binding distinct repayment and interest plans within the same account. It supports the normalisation of non-performing accounts combining different repayment schedules with a distinct interest rate for each period, and the capability to split the total debt into partitions of a single account with unique maintenance and balance monitoring.

Ensure operational efficiency

Through a robust engine, the system facilitates auto-triggers and calculations related to events, amounts, and balances, offering the necessary granularity for in-depth monitoring. It provides aggregated and drilled-down current and historical information via an intuitive and customisable-by-design interface. Furthermore, it offers embedded and detailed calculation proofs required for internal and/or external auditing, without imposing any additional burden on the users.

Optimised user experience and better productivity

With a friendly, web-based interface and a modern look & feel, QLM allows smooth navigation and increases user engagement and productivity.