Overview

The Q2 platform provides money movement choices to meet the needs of any consumer, small or medium-sized business, and corporate organization at any stage in their financial journey.

Benefits

• Connect account holders to their payment choice Meet as-needed money movement requirements for your account holders. Your FI can utilize many payment types—each providing security and seamlessness—for any person or business.
• Simplify money movement for all account holders Q2’s innovative technology provides anytime, anywhere payments backed by self-service, easy management, and automation.
• Many financial administration benefits Q2 will aid better management of cash flow and timing of payments, and streamline accounts payable/accounts receivable processes. Remittance data and messaging are offered to solve many accounting inefficiencies.

Features

Consumer payments

Lots of P2P choices Q2 helps ensure consumers can make and accept payments through P2P with Zelle, Neural Payments, or other providers; use card payments and digital wallets; conduct internal-external payments; and send or receive consumer wires.

SMB payments

ACH to instant payments Whether a mom and pop, tech startup, or growing B2C or B2B, Q2 has the payment options for their desired banking experience. Whether their need is direct deposit payroll, limited ACH, or other options—they’ll have money movement selections that are right-sized to their need.

Corporate payments

Advanced, large-volume payments Same-Day ACH, international wires, and other larger-volume payments possibilities like instant payments are available. Q2 even enables FIs to offer integration between the digital banking platform and their accounting system and allows remittance information to travel with payments.

Q2 Instant Payments Manager

Speed is just the starting point With Q2 Instant Payments Manager, businesses can take advantage of the robust messaging capabilities provided by the RTP and FedNow instant payments networks. Even more valuable than the ability to send and receive payments in real time at any time, instant payments enable remittance information to travel with the payment throughout the payment life cycle, streamlining accounts payable/accounts receivable processes.