Vendor

Q2

Company Website

Q2.com

Product details

Overview

A broad selection of best-in-class, pre-integrated fintech solutions that you can add to digital banking in just weeks. Q2 spent 20 years building integrations so the Q2 platform works with virtually any partner you want or need.

Benefits

Confidence to nail your conversion

40+ digital banking conversions annually. Minimal account holder disruption.

Optionality to choose your vendors

Whatever you need, we've got you covered.

Access the best fintech partners

150+ pre-integrated, best-in-class fintech partners.

Features

Robust integration layer To integrate our customers' diverse systems, Q2 built a component architecture called the Bridge. It adapts the capabilities of downstream legacy systems and middleware to Q2’s platform, ensuring a consistent UI for account holders. Separate business logic The business logic resides in a component called HQ, shaping the user experience for each account holder upon login. By segregating business logic from platform integrations, Q2—and you—gain full control over the account holder experience, including entitlements and structures. One API, any device We deliver the user experience via a REST API called Ardent. It allows us to communicate with the HQ from any device or application we support. Things like accounts, balances, transactions become common components of the user experience regardless of device. Features on demand The right feature for the right account holder on the right device. We leverage the platform's combined power to deliver all of the capabilities across all of the devices we support. Through Feature on Demand, our customers can easily turn on any of our features, workflows, or integrations across all of the touchpoints. Powerful SDK Caliper, a Software Development Kit (SDK), enables us, customers, and partners to create incremental functionalities directly integrated into the user experience. Its strength lies in the ability to reuse the extensive functionality, integrations, and capabilities across the platform. Data and machine learning The platform combines transactional data from integrations with behavioral insights from the user experience layer, forming a comprehensive view of each account holder's financial activities, needs, and goals. This data fuels data-driven solutions for marketing, fraud, and beyond.