Who’s behind the wheel? Leverage public record data to pinpoint driver risk, optimize MVR spend, avoid premium leakage trade-offs, gain additional segmentation, and more. 

Insurers are feeling the pain of declining surcharge premium even amid a time of riskier driving

As violations take longer to resolve and volume declines, it’s critical to maximize known data. Violation timelines have increased in the wake of the pandemic. Meanwhile, surchargeable violation volume is down from 2019,—but major and extreme incidents have increased over the same time span.

Public data for public good

Verisk’s new data source can enhance underwriting accuracy and efficiency in personal auto.

Traffic incidents

Tap into 2B+ public records on driving risk, including traffic violations.

Crash alerts

Strengthen your insights with 300M+ vehicle crash records and connections to 10K+ traffic courts.

Criminal violations

Discover 65M+ criminal records, such as insurance fraud and other felonies.

Features and capabilities

Violation risk

Prefill violation details prior to MVR availability with Incident Alerts. 

Crash risk

Identify at-fault crashes with no claim using enhanced A-PLUS loss history reports. 

Ready-to-use data

Bring data forward seamlessly with normalized codes via LightSpeed®